Vivian Tu: Investing, Saving, Earning - A Financial Blueprint

Vivian Tu, the visionary behind Your Rich BFF, to unravel the complexities of achieving financial freedom. With a mix of personal anecdotes and actionable advice, Vivian demystifies the world of finance, from the critical importance of financial literacy to strategic investment and navigating financial discussions in relationships. Whether you're struggling with paycheck-to-paycheck living, pondering the dynamics of job hopping, or exploring the realms of cryptocurrency, this episode promises to equip you with the knowledge and mindset needed to chart a path towards financial independence. Follow us: https://www.instagram.com/your.richbff https://www.instagram.com/argoprep https://www.facebook.com/ArgoPrepK8 [00:00] Introduction to Vivian Tu Vivian Tu introduces herself and her financial platform, Your Rich BFF. [02:20] The Paycheck-to-Paycheck Struggle Discussing the high percentage of Americans living paycheck to paycheck and the deeper issues behind it. [06:45] Has the US Failed in Financial Literacy? Vivian talks about the lack of financial literacy in the US education system and the impact on generational wealth. [12:30] The Importance of Early Financial Education How financial awareness from an early age creates wealth in the long run. [18:15] Vivian’s Personal Financial Journey Vivian shares her personal experiences with money and what drove her interest in finance. [25:40] Side Hustles and Income Boosters Vivian provides practical advice on earning additional income through side hustles. [33:10] Asking for a Raise The right strategy to ask for a raise and how to prepare to secure one. [39:20] Job Hopping vs. Staying Loyal Why job hopping every two years can significantly impact lifetime earnings. [44:30] Managing Debt and Paying it Off Strategies for tackling debt using methods like the avalanche approach. [50:50] AI and Its Impact on Jobs Vivian shares her perspective on AI's role in the future job market. [57:45] Investing for Beginners Discussing smart investing strategies, including dollar-cost averaging and robo-advisors. Would like to join ArgoPrep and start learning like never before? For Parents: https://argoprep.com For Educators: https://argoprep.com/schools ArgoPrep has published more than 100+ award-winning workbooks covering K-8 subjects. Math, English Language Arts, Science, and Social Studies. Learn more at https://argoprep.com/store For merch visit: https://argoprep.com/merch