Think $1,000,000 Is Enough? Add 25% for a Stress-Free Retirement.

00:00 Intro 00:20 Portfolio Buffer 01:07 4% Rule 02:11 The Buffer 02:53 Buffer Size 04:37 Why might you want a buffer? 04:44 Emotional Security 05:17 Market Volatility 06:21 Longevity Risk 06:51 Inflation 07:44 Unexpected Expenses 08:24 Emergency Fund vs Portfolio Buffer 10:40 Bloopers Is $1,000,000 enough for retirement? In this video, we explore why adding a 25% buffer to your retirement portfolio can provide peace of mind and long-term financial security. Learn how this extra cushion helps protect against market volatility, inflation, and unexpected expenses, ensuring you enjoy a stress-free retirement. Whether you're planning your financial independence number or refining your withdrawal strategy, this is a must-watch for anyone serious about securing their financial future. Some of my favorite books: https://amzn.to/3KF3tlr Camera & equipment I use: https://amzn.to/3Z20lof Disclaimer: Please note that this video is made for entertainment purposes only and not to be taken as financial advice. Always make sure to do your own research. Join the family & subscribe to my channel here: https://www.youtube.com/c/ErinTalksMoney Thanks for watching, I appreciate you!