How to Organize Your Financial Accounts By Time

In this video, I cover how to organize your money based on time, which means organizing it based on *when* you'll use it and what you plan to use it for. Here are some of the accounts I mention in the video: Checking Accounts, High Yield Savings Accounts, Certificates of Deposit, Money Market Accounts, Employer Sponsored Retirement Accounts, Taxable Brokerage Accounts, and HSAs (Health Savings Accounts). 00:00 Start of video 00:31 Who I am 00:51 How to mentally approach your finances 02:12 The 4 buckets 04:44 What accounts to use for each bucket 05:02 Accounts for Current Needs 07:11 Accounts for your Emergency fund 11:02 Accounts for Short-Term Savings 12:45 Accounts for Long-Term Savings 16:34 Health Savings Accounts (HSAs) 👋 CONNECT WITH ME: ➤ https://www.wealthforwomenofcolor.com ➤ https://www.tiktok.com/@wealthforwomenofcolor ➤ https://www.instagram.com/wealthforwomenofcolor ⚠️ AFFILIATE DISCLAIMER: Some of my videos and descriptions may contain affiliate links and sponsored content. This means I may earn a small commission if you use these links, at no extra cost to you. With that said, I only recommend products or services I have personally vetted or used, and that I think may be helpful! ⚠️ CONTENT DISCLAIMER: This content is for educational and informational purposes only and is not intended as a substitute for legal, tax, accounting, or investment advice. When individualized advice is required, always consult a professional for guidance tailored to your specific situation. While Lissa holds certifications as a financial planner and counselor and is committed to making financial education more accessible, she does not provide specific professional advice through this channel or any Wealth for Women of Color content. Wealth for Women of Color is an educational platform and business. ▻▻ hi! 💁🏽‍♀️ I’m Lissa — I started Wealth for Women of Color because not enough women of color have a welcoming space to openly learn about money and building wealth. Join my community of 🏆winners🏆 who are building wealth, by subscribing and checking me out on other platforms. 💌 p.s. it gets easier, i promise #personalfinance #wealthforwomenofcolor #financialeducation