How Much Cash In the Bank Is Too Much (or Too Little)?

📈 Are you on track with the Baby Steps? Get a free personalized plan. https://ter.li/fls0gk Cash in the bank is great, but is it ever possible to have too much? In this episode, find out what to keep in your checking and savings accounts and how to maximize your money so it works for you. Next Steps: 🎥 Watch my video 22 Expenses to Cut That You Won’t Even Miss: https://www.youtube.com/watch?v=P89YrFqbG00. 💵 Sign up for EveryDollar today to create a free budget! https://ter.li/expyc1 Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries today! ⮕ https://www.chministries.org/budget 🔒 Get 20% off your DeleteMe plan when you join. ⮕ https://www.JoinDeleteMe.com/Rachel Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour ⮕ https://ter.li/dorhqm     🎙️ The Ramsey Show ⮕ https://ter.li/255573  💸 The Ramsey Show Highlights ⮕ https://ter.li/hiyq7n  🧠 The Dr. John Delony Show ⮕ https://ter.li/htmm6g  💰 George Kamel ⮕ https://ter.li/d9vd8q  💼 The Ken Coleman Show - Highlights ⮕ https://ter.li/94hq0v  📈 EntreLeadership ⮕ https://ter.li/bz63zt  Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy Products: Love Your Life, Not Theirs https://store.ramseysolutions.com/money/books/love-your-life-not-theirs-by-rachel-cruze/ Rachel Cruze Wallet in Camel https://store.ramseysolutions.com/money/budgeting-tools/rachel-cruze-wallet-camel/?medium=product+shelf&source=YouTube Baby Steps Millionaires: https://store.ramseysolutions.com/money/books/baby-steps-millionaires/?utm_medium=product_shelf&utm_source=youtube I'm Glad for What I Have by Rachel Cruze: https://store.ramseysolutions.com/youth/children/im-glad-for-what-i-have-by-rachel-cruze/?utm_medium=product_shelf&utm_source=youtube I'm Glad for Where I Am: https://store.ramseysolutions.com/youth/children/im-glad-for-where-i-am-by-rachel-cruze/?utm_source=youtube&utm_medium=product_shelf I'm Glad When I Can Share: https://store.ramseysolutions.com/youth/children/im-glad-when-i-can-share-by-rachel-cruze/?utm_source=youtube&utm_medium=product_shelf EveryDollar Premium Version Physical Gift Card: https://store.ramseysolutions.com/money/tools-and-apps/everydollar-premium-version-physical-gift-card/?utm_medium=product_shelf&utm_source=youtube Know Yourself, Know Your Money: https://store.ramseysolutions.com/money/books/know-yourself-know-your-money-by-rachel-cruze/?utm_source=youtube&utm_medium=product_shelf The Total Money Makeover: https://store.ramseysolutions.com/money/books/the-total-money-makeover-by-dave-ramsey/?utm_medium=product_shelf&utm_source=youtube Financial Peace Kids: https://store.ramseysolutions.com/youth/children/financial-peace-kids/?utm_medium=product_shelf&utm_source=youtube