In today's podcast we have Ravi Handa. He is an educator, and entrepreneur and has built 12 cr net worth in just 8 years,
In this eye-opening conversation with @desifirepodcast we have tried to understand how he built his corpus, he also breaks down the real value of an MBA in today's world & how to do retirement planning.
We go beyond just placements and packages to explore what truly makes an MBA worth it. Is it the job? The network? Or just a really expensive reset button?
In this episode, we cover:
- The rising cost of MBAs in India and abroad — and how to evaluate ROI of MBA
- What B-schools actually offer (vs. what people assume)
- Should you take an education loan? And how does it impact your investment journey?
- The reality of corporate jobs in India, why so many people are unhappy with their jobs, burnout, and why so many people want to retire early
- Retirement planning and Ravi’s own FIRE journey
- Ravi’s transition from CAT educator to founder and how he built and sold his ed-tech company
- His personal investing playbook from mutual funds to building a diversified retirement corpus
- Honest advice for anyone stuck between job stress and startup dreams
If you’re planning higher studies, confused about career choices, or just want to make smarter financial decisions, this episode is packed with clarity and insights.
Don't take the MBA plunge before listening to this podcast!
About Ravi Handa:
Ravi Handa is a renowned educator, entrepreneur, and advocate for financial independence. An alumnus of IIT Kharagpur, he began his career teaching at IMS before founding Handa Ka Funda in 2013—an innovative online platform that has guided over 20,000 students in preparing for competitive exams like CAT, XAT, and banking tests . In 2021, his venture was acquired by Unacademy, where he served as Content Sales Director before stepping away to pursue early retirement.
Currently Ravi hosts the Desi FIRE Podcast, where he shares insights on financial freedom, early retirement, and life beyond traditional career paths . His candid discussions offer valuable perspectives on alternative lifestyles and the realities of content creation.
Timestamps -
00:00 - Intro
01:38 - Why people are unhappy with their job?
04:50 - Retirement plan for salaried people
06:21 - Should you do side hustle?
08:28 - How did Ravi Handa start his CAT coaching business?
11:17 - ROI of MBA in India & abroad
15:14 - His retirement corpus
18:58 - His financial learning process
20:02 - Retirement plan for people who have family responsibilities
21:17 - How to build a perpetual retirement fund
22:48 - Ideal asset allocation strategy
27:59 - Should you take education loan?
29:30 - Life after early retirement
32:14 - Thank you
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