Don’t Give All Your Money to Banks and Wonder Why You’re Broke | April 2, 2025

The Ramsey Show | April 2, 2025 Dave Ramsey & Rachel Cruze answer your questions and discuss: - "Are my future in-laws committing fraud?" - "My mortgage is 75% of my take home pay..." - "Should we put a big down payment on a house or a smaller one and invest the balance?" - "Should we move in with my Dad?" - "Your investing advice doesn't line up with life expectancy statistics..." - "I fight with my girlfriend about money" Next Steps: 🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today. - https://ter.li/5dxjzn 🛒 Preorder Build a Business You Love Now at Ramsey Solutions - https://ter.li/gqi49q 💵 Start your free budget today. Download the EveryDollar app! - https://ter.li/dethoq 📱 Watch the full episode for free in the Ramsey Network app. ⮕ https://ter.li/3hdttu 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan - https://ter.li/p3qkzb 🏘️ Free Tools & Resources to Reach Your Home Goals - https://ter.li/uyn0bf 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at Aldi ⮕ https://aldi.us 🌱 Get 10% off your first month of BetterHelp ⮕ https://www.betterhelp.com/RamseyRadio 📱Go to Boost Mobile to switch today! ⮕ https://www.boostmobile.com/ramsey 🏥 Learn more about Christian Healthcare Ministries ⮕ https://www.chministries.org/budget 🏡 Get started today with Churchill Mortgage ⮕ https://www.churchillmortgage.com/ 🔒 Get 20% off when you join DeleteMe ⮕ https://www.joindeleteme.com/Ramsey 🏦 FAIRWINDS Credit Union exclusive account bundle ⮕ https://www.fairwinds.org/ramsey ⛨ Find top Health Insurance Plans at Health Trust Financial ⮕ https://www.HealthTrustFinancial.com 💸 To find out more about student loan refinancing, check out Laurel Road ⮕ https://www.laurelroad.com/Ramsey 💻 Visit NetSuite today to learn more ⮕ https://www.netsuite.com/Ramsey 🏛️Call 844-2-RAMSEY to get started with YRefy ⮕ https://www.Yrefy.com/Ramsey 🔐 Visit Zander Insurance for your free instant quote today ⮕ https://www.zander.com/ Explore more from Ramsey Network: 💸 The Ramsey Show Highlights ⮕ https://ter.li/tp4w1h 🧠 The Dr. John Delony Show ⮕ https://ter.li/9l5k9g 🍸 Smart Money Happy Hour ⮕ https://ter.li/dre4oa 💡 The Rachel Cruze Show ⮕ https://ter.li/roya3c 💰 George Kamel ⮕ https://ter.li/2ma765 🪑 Front Row Seat with Ken Coleman ⮕ https://ter.li/pz4wbn 📈 EntreLeadership ⮕ https://ter.li/proqeb Ramsey Solutions Privacy Policy https://www.ramseysolutions.com/company/policies/privacy-policy Products: Breaking Free From Broke: https://ter.li/erxgtw Baby Steps Millionaires: https://ter.li/lc5vki Build a Business You Love: https://ter.li/gqi49q Better Than I Deserve YETI® 20 oz. Tumbler in Blue: https://ter.li/k3f3xj Get Clear Career Assessment: Find the Work You’re Wired to Do: https://ter.li/5x7gbn Total Money Makeover: https://ter.li/0rvomx I’m Glad For What I Have by Rachel Cruze: https://ter.li/1wo64p Smart Money Smart Kids: https://ter.li/jyghza EveryDollar Premium Version Physical Gift Card: https://ter.li/36f9b6 Questions for Humans: Intimacy https://ter.li/jcaqu4 Money’s Not a Math Problem Quick Read: https://ter.li/cykbq5